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4.74.5 - Allps Registered Mandate Payment Stream

Amplifin’s latest release, the RMAN (Registered Mandate) payment stream , has introduced major structural improvements — and as a result, we've adapted our Mobiloan platform to support this more robust and standardized payment flow.

Please take the time to read the articles in Amplifin's RMS to RM campaign for more information:

LogoHow South Africa's Debit Order Landscape is Changing | AmplifinAmplifin
LogoAdvantages of Registered Mandate in SA Debit Orders | AmplifinAmplifin

Registered Mandate as a Repayment Method in Mobiloan

You can now configure Registered Mandate (RMAN) as a repayment method within Mobiloan. This opens up the ability for users to create Promissory Notes specifically tied to new RMAN mandate creations — providing a more seamless, reliable, and compliant debit order process.

When setting up a new repayment method, simply select “Registered Mandate” from the Payment Stream dropdown.

Once selected, an additional dropdown will appear, allowing you to configure the default debit order settings — including the RMAN Mode to be used when generating RMS Promissory Mandates.

The RMAN Mode options are:

  • RMAN Online – Initiates the mandate creation process online, requiring an active internet connection.

  • RMAN Offline – Triggers mandate creation via a bank-issued instruction, processed through the Allps system without the need for an internet connection.

For more information on setting up a Repayment Method, please click the link below:

LogoRepayment Method Setup | Mobiloan User Guidedocs.mobiloan.io

Integration Enhancements

To support the updated RMAN payment structure, key enhancements have been made within the internal Allps integration framework.

These updates ensure that the system can now seamlessly detect, create, and manage RMAN-specific mandate creation flows.

Deprecated Role Updates

The “Create RMS Transaction” role item has been removed from the Debit Order Rights section within the Role Setup.

This change reflects that RMAN is now the primary mechanism for mandate creation within the system.

Wrap Up

  • RMS Discontinuation: The Register Mandate Service (RMS) will be discontinued from 10 March 2025.

  • New Payment Stream: A new stream, Registered Mandate (RM), will replace RMS in the National Payment System.

  • Mandate Timing: RM mandates can only be created from 10 March 2025 onwards.

  • Migration: All existing RMS mandates will be migrated to RM and processed under RM rules.

  • Simplified Process for Amplifin Clients: Clients can create RM mandates/collections without needing a failed DebiCheck attempt.

  • Bank Compatibility: RM works with all EFT Debit-compatible accounts.

  • Priority Presentation: RM collections will be presented before EFT Debits.

  • Tracking Support: RM includes tracking, starting from 12:00 each day.

  • Real-Time Responses: Settlements occur on the same day, with near real-time responses, similar to DebiCheck.

  • Account Types: RM supports juristic accounts and those requiring multiple signatories.

  • Infrastructure: RM uses the same mandate infrastructure as DebiCheck, though collections are handled separately.

  • Mandate Flexibility: RM mandates can be upgraded to DebiCheck, and vice versa.

For more details, read up below or feel free to reach out to the support tech team at Mobiloan Support

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